Best Travel Credit Cards for Women in 2025: Luxe Rewards to Fly & Save
Best Travel Credit Cards for Women: Jet-Set Like a Housewife, Save Like a Hustler
Picture this: You’re lounging poolside in Cabo, channeling Lisa Vanderpump’s Real Housewives of Beverly Hills elegance, or snapping selfies in Dubai à la Kim Kardashian, all without sweating your bank balance. How? With the best travel credit cards for women that rack up rewards faster than Kyle Richards racks up drama. These cards aren’t just plastic—they’re your VIP pass to luxe travel, from sipping martinis in airport lounges to scoring free hotel nights, all while keeping your budget tighter than Kris Jenner’s schedule. Whether you’re a frequent flyer or a weekend getaway gal, this listicle’s got you covered with the best travel credit cards for women in 2025—because broke’s not your vibe, and neither’s a bad deal. Let’s dive into six cards that’ll have you traveling like a star, with perks that pop and points that pay. Pin this for your next trip, queen!
1. Chase Sapphire Preferred® Card: Your Starter Passport to Points
Why It’s One of the Best Travel Credit Cards for Women
Think of the Chase Sapphire Preferred® Card as your financial sidekick—reliable, not too extra, with a $95 annual fee that won’t make you clutch your pearls like Dorit Kemsley at a dinner party. You’re earning 5x points on travel booked through Chase Travel℠, 3x on dining (because avocado toast is life), select streaming, and online groceries, and 2x on other travel. The welcome bonus? A juicy 60,000 points after spending $4,000 in three months—worth $750 in travel through Chase’s portal, where points get a 25% boost. Want more? Transfer those points 1:1 to partners like United or Hyatt, and you’re sipping mimosas at a five-star resort for pennies.
Perks That Pop
- Up to $50 annual hotel credit—because even Lisa Rinna would book smarter.
- No foreign transaction fees—shop Paris boutiques without extra charges.
- Trip cancellation insurance—covers up to $10,000 if your plans go Kyle-and-Sutton-level sideways.
Who’s It For?
This card’s perfect for women dipping their toes into travel rewards—like a Housewife testing a new wine before committing to the whole bottle. It’s flexible, forgiving, and doesn’t demand a Dorinda-sized budget. If you love dining out or streaming RHOBH marathons, those 3x points add up fast.
The Shade
Rewards drop to 1x outside bonus categories—yawn. To max value, you gotta use Chase’s portal or transfer partners, which takes a bit of hustle. Not Erika Jayne-level effort, but still.
Hack It Like a Hustler
Book your next girls’ trip through Chase Travel℠ to stretch that welcome bonus—$750 could cover flights to Miami. Track spending with YNAB to hit the bonus without overspending.
2. Capital One Venture Rewards Credit Card: The Easy-Breezy Travel Queen
Why It’s One of the Best Travel Credit Cards for Women
If Lisa Vanderpump’s diamond-dripping elegance had a card, it’d be the Capital One Venture Rewards Credit Card—simple, chic, and versatile for a $95 annual fee. You’re racking up 2x miles on every purchase—no category juggling required—and 5x on hotels, vacation rentals, and rental cars via Capital One Travel. The welcome offer’s a stunner: 75,000 miles plus a $250 travel credit in year one after spending $4,000 in three months. That’s $1,000 in travel—enough for a Kardashian-style getaway to Bora Bora (well, almost). Redeem miles as statement credits for any travel (flights, hotels, even Ubers) or transfer to 15+ partners like Air Canada or Accor.
Perks That Pop
- Up to $120 Global Entry/TSA PreCheck credit—breeze through security like Kris Jenner dodging paparazzi.
- $50 experience credit at Lifestyle Collection hotels—think spa days or fancy dinners.
- No foreign transaction fees—shop global, guilt-free.
Who’s It For?
This card’s your vibe if you hate micromanaging points like Kim K avoids carbs. It’s one of the best travel credit cards for women who book travel wherever—Kayak, Expedia, direct—and want rewards without a PhD in loyalty programs. Perfect for your budgeting for beginners queens branching out.
The Shade
Fewer luxe perks than premium cards—no lounges here. Transfer partners can be hit-or-miss—some yield less value than Chase’s.
Hack It Like a Hustler
Use miles to wipe out a recent hotel stay—$1,000 covers a long weekend. Pair with Credit Karma to monitor your score before applying (aim for 700+).
3. The Platinum Card® from American Express: The Erika Jayne of Luxury Travel
Why It’s One of the Best Travel Credit Cards for Women
If you’re ready to travel like Erika Jayne strutting through Dubai, The Platinum Card® from American Express is your match—$695 annual fee be damned. You’re earning 5x points on flights booked directly with airlines or Amex Travel (up to $500,000/year) and 5x on prepaid hotels via Amex. The welcome bonus? A dazzling 80,000 points after spending $8,000 in six months—worth about $1,600 if you transfer to partners like Delta or Hilton. With 20+ transfer options, you’re basically printing free first-class tickets.
Perks That Pop
- Lounge access galore—Centurion, Priority Pass, Delta Sky Club—like Kyle’s walk-in closet, but for airports.
- Up to $200 airline fee credits, $200 hotel credits, $189 CLEAR® Plus, $120 Uber Cash—credits flow like Sutton’s tears at a reunion.
- Elite status with Hilton and Marriott—roll into hotels like a Kardashian with VIP perks.
- No foreign transaction fees—because global glam shouldn’t cost extra.
Who’s It For?
This card’s for high-rolling queens who fly often and live for luxe—think your real estate investing for beginners babes upgrading to penthouses. If you max out credits ($800+ possible), that $695 fee’s a steal. It’s one of the best travel credit cards for women craving RHOBH-level treatment.
The Shade
The fee’s a gut-punch if you don’t use credits—$695 ain’t pocket change. Everyday spending earns just 1x points—weak sauce for a card this bougie.
Hack It Like a Hustler
Hit lounges before every flight—Centurion’s cocktails beat airport bars. Transfer points to Virgin Atlantic for a luxe Paris trip—$1,600 stretches far. Use Rakuten for extra cash back when booking.
4. American Express® Gold Card: The Foodie Flyer’s Dream
Why It’s One of the Best Travel Credit Cards for Women
The American Express® Gold Card’s like Khloé Kardashian—glam but grounded, balancing dining and travel for a $325 annual fee. You’re snagging 4x points at restaurants worldwide and U.S. supermarkets (up to $25,000/year, then 1x), 3x on flights booked directly or via Amex Travel, and 1x elsewhere. The welcome bonus is 60,000 points after spending $6,000 in six months—around $1,200 if you transfer to partners like British Airways. It’s a sweet spot for women who brunch like Dorit and jet-set like Kourtney.
Perks That Pop
- Up to $120 dining credit (Grubhub, Shake Shack, more)—eat like a Housewife, save like a hustler.
- $100 Resy credit, $84 Dunkin’ credit, $120 Uber Cash—your lifestyle’s covered.
- No foreign transaction fees—shop Milan without a side of fees.
Who’s It For?
This is one of the best travel credit cards for women who spend big on food—restaurants, groceries, takeout—and want travel rewards without a $700 fee. Ideal for your budgeting for beginners foodies eyeing a Paris getaway.
The Shade
No lounge access—ouch for a luxe card. Credits are niche—miss ‘em, and that $325 stings.
Hack It Like a Hustler
Use dining credits for girls’ night takeout—$120’s a party. Book flights via Amex for 3x points—$1,200 could snag a Euro trip. Track with YNAB to nail the bonus.
5. United℠ Explorer Card: The United Loyalist’s Shortcut
Why It’s One of the Best Travel Credit Cards for Women
For United flyers, the United℠ Explorer Card’s your Kris Jenner—practical but clutch, with a $0 intro annual fee (then $95). You’re earning 2x miles on United purchases, dining, and hotels, 1x elsewhere. The welcome bonus? 60,000 miles after spending $3,000 in three months—worth about $720 for United flights. It’s not flashy, but it gets you to Aspen like Kyle without breaking the bank.
Perks That Pop
- Free first checked bag—save $35 each way, perfect for extra heels.
- Two annual United Club passes—lounge like Lisa Vanderpump without the $650 membership.
- Priority boarding, 25% back on in-flight buys, $100 credit after 7+ United flights ($100+ each).
Who’s It For?
This card’s for United loyalists—think your side hustle ideas queens (March 9, 2025) flying United for work or vacay. It’s one of the best travel credit cards for women who stick to one airline and love freebies.
The Shade
Miles are United-only—less flex than Chase or Amex. Perks are solid but not private-jet-level.
Hack It Like a Hustler
Use that free bag for ski trips—$70 saved round-trip. Book United flights with miles—$720 could cover a coast-to-coast getaway. Monitor credit with Credit Karma before applying.
6. Marriott Bonvoy Boundless® Credit Card: The Hotel Hopping Star
Why It’s One of the Best Travel Credit Cards for Women
If you’re a Marriott stan like Kim K booking Balinese villas, the Marriott Bonvoy Boundless® Credit Card’s your go-to for a $95 annual fee. You’re earning 6x points at Marriott properties, 3x on gas, dining, and groceries (up to $6,000/year), and 2x elsewhere. The welcome bonus is 3 Free Night Awards (up to 50,000 points each) after spending $3,000 in three months—potentially $1,500 in hotel stays at luxe spots like The Ritz-Carlton.
Perks That Pop
- Free Night Award yearly (up to 35,000 points)—a $200+ hotel night, free.
- Silver Elite status—late checkouts, upgrades when available.
- 15 elite night credits—fast-track to Gold status for more perks.
Who’s It For?
This card’s one of the best travel credit cards for women who live for Marriott’s 8,000+ properties—from Courtyards to St. Regis. It’s for your real estate investing for beginners babes craving hotel perks without Kardashian cash.
The Shade
Points are Marriott-locked—less versatile than flexible cards. Free night value varies—budget spots dilute it.
Hack It Like a Hustler
Use Free Night Awards at mid-tier Marriotts—$200 saved. Book with 6x points for max rewards—$1,500 could cover a tropical escape. Track spending with YNAB.
Your Jet-Set Takeaway
Listen up, queens—the best travel credit cards for women aren’t just about points; they’re about living your RHOBH fantasy without the financial shade of a Kardashian divorce settlement. From the Chase Sapphire Preferred’s $750 welcome bonus to the Amex Platinum’s lounge-dripping luxe, these cards let you travel like a star while saving like a hustler. The United Explorer and Marriott Bonvoy Boundless keep it loyal, while Capital One Venture and Amex Gold flex versatility. Pick your vibe—flexible points, airline perks, or hotel glam—and make every trip a slay. Pin this list, grab a SoFi savings account to stash your travel fund, and tell me your dream destination below. Where’s your next Housewife-worthy getaway, boo?
